Ray K. Ragan, MAd (PM), PMP is a Civil Affairs Officer in the U.S. Army Reserve and an Assistant Vice President of Project Management for a large Credit Union. As a civilian, Ray worked in defense and financial technology industries, bringing machine learning, intelligence systems, along with speech and predictive analytics to enterprise scale. Ray holds a Master’s degree in Administration from Northern Arizona University and a Certificate in Strategic Decision and Risk from Stanford University. He is a credentialed Project Management Profession (PMP) and has several Agile Project Management certifications. Ray has served small and big war tours in Iraq and the Philippines with multiple mobilizations around the world, working in the U.S. National Interests.